Accredited DR Review
(Updated on 23/09/2023)
Reviews 4,484
- Trustpilot
Accredited DR can help you solve different types of unsecured debts and consolidate your debts into a single one that can be paid faster.
This is a BBB accredited company that has helped more than 140,000 clients struggling with debt since 2011.
Accredited DR at a Glance
This debt consolidation provider only handles unsecured debts that don’t have collateral. Your debt needs to amount to a minimum of $10,000 to be eligible to enroll. If you opt for a debt consolidation program, the amount of time necessary for you to pay off the debt will vary depending on how much you owe and how many debts you’ve got. Depending on the program, your debts could be resolved in 12-48 months if you stick with the program the company tailors for you.
Online Experience
It isn’t difficult to make an application for debt consolidation or other solutions through Accredited DR. The website offers a fast and intuitive application process. After your debt is enrolled, you can easily check the status of your application in your account.
Customer Service and Support
Overall Accredited DR offers good customer support services. You can reach out to their staff by email or phone Monday through Friday (5:00 AM – 9:00 PM PST) or Sunday and Saturday (5:00 AM – 4:00 PM PST). You can even get a free consultation over the phone to help you understand if debt consolidation is the right solution for you, and how soon you can become debt-free. Moreover, you can find lots of useful information on debt consolidation on the company’s website.
Payment Flexibility
If you decide to consolidate your debts through Accredited DR, you will basically stop paying your monthly debts to different creditors. All your debts will be combined into one single monthly payment, which will streamline your repayment process.
Debt Types Covered
Accredited DR covers almost any type of unsecured debt.
Eligibility
Before you start using this service, you can access a free consultation with a certified debt resolution specialist who will tell you how debt consolidation programs work and if you qualify for one. Generally, the company caters to people who own at least $10,000 in unsecured debt.
Suitable For?
If you want to consolidate your debts in a single one to streamline your payments, Accredited DR can help you. Usually, debt consolidation is suitable for people who have a steady cash flow that enables them to repay their consolidated debt over a longer period of time.
Debt Features
This company handles almost any type of debt that is not secured by collateral such as credit card debt, personal loans, medical bills, student loans or payday loans.
Eligibility Requirements
To be able to qualify for Accredited DR’s services, you need to have at least $10,000 in unsecured debt. To find out whether you qualify for a program, you should contact the company’s certified debt specialists.
Payment Terms
During your program, you’ll make monthly deposits into a dedicated escrow account. Those funds are ultimately used to pay your creditors according to the new terms that Accredited DR negotiates on your behalf. No fees are paid until a solution has been reached.
How Safe Is It?
Accredited DR is a reliable and reputable service. The company is a member of the American Fair Credit Council and is also associated with the Independent Association of Professional Debt Arbitrators (IAPDA). It also has an A+ rating with the Better Business Bureau.
Help and Support
The company can be reached by phone or email. Based on most reviews, the support staff is knowledgeable and helpful. If they are not able to help you with your debt, they might refer you to a company that can as they have a wide network of trusted partners.
Summary
Accredited DR is a good choice for those who have unsecured debts of more than $10,000. The company offers personalized debt consolidation and debt solution programs and a fast application process. The company also offers free consultancy and phone support 7 days out of 7.
Pros & Cons
- No upfront fees
- They handle a wide variety of debts
- The service is fast
- The company has an A+ BBB rating
- Free phone consultations
Pros
- You can't enroll secured debt